Many people have travelled somewhere or other in the world and decided to turn their trip away into a long-term life choice. Usually this will be in the Southern European countries, but as property prices are not as cheap there, as they once were, attention is increasingly turning to farther-flung destinations.

There is a steady requirement for overseas property mortgages and if this is ever a transaction you decide to pursue, there are a few factors that you will need to take onboard beforehand:

Number one is the fact that you will need to undertake VERY detailed research. Do not just scratch the surface with this - you need to leave no stone unturned as far as the legal procedures and taxes that are associated with purchasing property in the country you have in mind.

Number two is to do your utmost to learn the local language to a level of good fluency. Like far too many Brits, do not be ignorant here and expect the people in the country you are moving to to do all of the communication.

Finally, number three, would be to learn about the local customs and traditions of the country. If the country is very religious, this will be even more important. You will need to be respectful to their way of life and familiarise yourself with all applicable laws.